Credit Analyst (CA) - Jakarta

Join Maybank, a leading financial institution in Indonesia, as a Credit Analyst in Jakarta. This role offers a unique opportunity to contribute to the bank's credit assessment and risk management processes, ensuring sound financial decisions and supporting business growth. As a Credit Analyst, you will work closely with cross-functional teams to evaluate credit applications, conduct risk assessments, and develop strategies to mitigate potential risks. In this dynamic role, you will leverage your expertise in financial analysis, data interpretation, and risk management to support Maybank's commitment to excellence and innovation.

Maybank, known for its strong reputation and comprehensive financial services, provides an ideal environment for professional growth. Located in Jakarta Utara, you will be part of a team dedicated to delivering exceptional service and driving the bank's success. This position offers competitive compensation, a collaborative work culture, and the chance to make a significant impact in the financial industry.

📋 Tanggung Jawab Pekerjaan

• Conduct credit assessments and risk analyses for loan applications, ensuring compliance with internal policies and regulatory requirements.
• Evaluate creditworthiness of borrowers by analyzing financial statements, credit reports, and other relevant data.
• Develop and implement risk mitigation strategies to minimize potential losses and protect the bank's assets.
• Collaborate with underwriting and operations teams to ensure accurate and timely processing of loan applications.
• Monitor credit portfolios and provide regular reports on credit performance and risk exposure.
• Stay updated with industry trends, regulatory changes, and best practices in credit analysis and risk management.
• Provide training and support to junior staff to enhance their skills and knowledge in credit analysis.
• Participate in internal audits and quality control processes to ensure adherence to standards and procedures.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or risk management, preferably in a banking or financial institution.
• Proficiency in using financial analysis tools and software such as Excel, Bloomberg, or similar.
• Strong analytical and problem-solving skills with the ability to interpret complex data.
• Knowledge of Indonesian banking regulations and credit assessment standards.
• Excellent communication and interpersonal skills to work effectively with cross-functional teams.
• Ability to work under pressure and meet tight deadlines in a fast-paced environment.
• Certification in credit analysis or risk management (e.g., Certified Credit Analyst, Chartered Financial Analyst) is a plus.

🛠️ Keahlian

Lowongan Terkait